How Old Do You Have To Be To Get a Credit Card?

How Old Do You Have To Be To Get a Credit Card

While you can legally get a credit card as young as age 18, the law requires that you have your own steady source of income to qualify for a credit card. Unfortunately, a monthly allowance from your parents probably won’t count. It’s for your own good.

Can I Get a Credit Card at 16?

If you want to get your teen a credit card, you’ll have to add them as an authorized user. It’s a common question on parents’ minds: How young is too young to get a credit card? Legally, no one can get a credit card on their own unless they’re at least 18 years old.

How To Start Building Credit at 16

  1. Get a job. You’ll be more invested in managing your money if it’s hard-earned.
  2. Open checking and savings accounts.
  3. Get a credit card with a co-signer (someone who can qualify alone)